Car Insurance Premium Calculator - Premium / Luxury

Estimate your car insurance cost based on your profile, vehicle and geographical area. Compare third-party, third-party+ and comprehensive.

💳 AUTO FINANCING: Monthly payments and credit costs shown are ESTIMATES based on average market rates. The actual APR depends on your profile (income, down payment, credit history), the lender, and current conditions. These calculations do NOT constitute a credit offer. For financing, contact multiple lenders and compare PERSONALIZED offers. Credit is a commitment and must be repaid.

Vehicle age (years)

Vehicle value (€)

Fiscal power (HP)

Annual mileage

Driver age

No-claims coefficient

Insurance type

Rate zone

Parking type

Frequently Asked Questions

How is my car insurance premium calculated?

The premium depends on many factors: your age, no-claims bonus, vehicle power, its value, your geographical area, annual mileage and the type of coverage chosen.

What's the difference between third-party, third-party+ and comprehensive?

Third-party covers only damage to others (legal requirement). Third-party+ adds theft, fire, glass breakage. Comprehensive also covers your own damage even when at fault.

How can I reduce my insurance premium?

Accumulate no-claims bonus, increase your deductible, park in a garage, limit your declared mileage, and regularly compare offers.