Insurance Deductible Optimizer - Tight budget
Find the optimal deductible for your car insurance. Calculate the balance between premium savings and financial risk in case of a claim.
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Frequently Asked Questions
What is the insurance deductible?
The deductible is the amount that remains at your expense in case of a claim. The higher it is, the lower your premium, but the more you pay in case of an accident.
What deductible should I choose?
If you're a careful driver with available savings, a high deductible (€500-1000) can significantly reduce your premium. If you drive a lot or have little savings, opt for a low deductible.
Does the deductible apply to each claim?
Yes, the deductible applies to each declared claim. If you have multiple accidents in a year, you'll pay the deductible each time.