Rental vs Purchase Comparison - Long Term (6 years)
Compare the total cost between renting (LLD) and buying a vehicle over several years.
💳 AUTO FINANCING: Monthly payments and credit costs shown are ESTIMATES based on average market rates. The actual APR depends on your profile (income, down payment, credit history), the lender, and current conditions. These calculations do NOT constitute a credit offer. For financing, contact multiple lenders and compare PERSONALIZED offers. Credit is a commitment and must be repaid.
Frequently Asked Questions
When is LLD more interesting than buying?
LLD is advantageous if you change cars every 3-4 years, drive a lot, or prefer a fixed monthly payment without surprises.
What are the advantages of buying?
You own the vehicle, no mileage limits, can resell anytime, and total cost is often lower in the long term.
Can I negotiate an LLD contract?
Yes, the rent, included mileage and additional services are negotiable, especially at the end of quarter or year.
What does LLD generally include?
Insurance, maintenance, roadside assistance. Tires and out-of-warranty repairs may be included or optional.
Does LOA allow purchasing the vehicle?
Yes, that's the principle. At the end of the contract, you can buy the vehicle at its predefined residual value.